Enter your gross salary to see what you keep after municipal and state tax, the jobbskatteavdrag and fees. Results update as you type; every rate links to its official source. How we calculate
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Take-home pay 381 565 kr a year (31 797 kr a month) on a gross salary of 480 000 kr. Effective tax rate 20.5%, marginal rate 33%.
Your marginal rate on the next krona
Most Swedes pay only municipal tax (about 32%), and the jobbskatteavdrag credit cuts it sharply, so the rate on extra pay is well below the headline. The 7% pension fee is credited straight back. Above about 660,400 kr a year, 20% state tax kicks in, taking the marginal rate past 50%.
How your take-home is built
You keep 79% of your salary, an effective rate of 20.5%. That is 31 797 kr a month after tax.
What shapes your Swedish tax
Grundavdrag (basic deduction)
Tax-free amount, largest for middle incomes
Taxable income
Gross minus the grundavdrag
Jobbskatteavdrag
Work-income credit, off municipal tax
Earned-income credit
0.75% over 40,000 kr, max 1,500 kr
Both the grundavdrag and the jobbskatteavdrag are set in prisbasbelopp (59,200 kr in 2026). The jobbskatteavdrag grows with your pay up to about 478,000 kr a year, then stays flat. It is never phased out.
Every formula comes straight from the Swedish Income Tax Act (Inkomstskattelagen) and the 2026 amounts from Skatteverket, covered by automated tests. This is the annual final tax. Skatteverket's monthly withholding tables take slightly more (about 0.4–0.9% of net pay), and the difference comes back as a refund on your annual return.